Civil Liability is defined by the Civil Code as “volunteer action or omission, negligence or imprudence” which violates a right or causes damage to someone else. In general it is founded on the guilt of the perpetrator, who is obliged to answer for the consequences of his action or omission.
The insurance provides coverage to the insured on compensations he is obliged to pay for personal or material damages caused to third parties.
There are several types intended for the most varied circumstances and needs.
Here are some examples:
- General Warehouses;
- Loading and Unloading Operations;
- Customs Agent;
- Doctors and Clinics;
- Clubs and Associations;
- Products Abroad;
- Artistic and Sports Events;